Price should not be the only thing you consider, however, when looking for affordable health insurance. You need to make sure you understand the policy completely, and here are some things you should keep in mind.5 affordable health insurance things you should keep in mind Affordable health insurance 1.Pre-existing conditions. This may be changing with the new healthcare reform law passed by Congress. Even so, the future of the healthcare law and its exact implementation are still uncertain, so you need to make sure that you understand your policy fully when it comes to pre-existing conditions. Many times there are waiting periods for perhaps six months or a year before the insurance company will cover pre-existing conditions like diabetes, asthma, or other illnesses. This is important to keep in mind since these kinds of chronic conditions often involve repeat doctor visits and ongoing medication that can become pretty expensive. 2.How much does a policy pay for medicatio...