With a lot of people working hard to pay their bills, and often having no money left over for personal rewards, let alone substantial savings, putting extra money into savings can be a tough task to fulfil. However, it’s important to remember that even the tiniest amount — even if it’s $5 a month — will all eventually add up, and be better than nothing.
Here are 4 tips to get you started on a better
savings path.
Get Out of Any Debt First
There is no point planning to put money into
your savings if you have a backlog of debt, no matter how small. Although any
form of savings is a positive, it’s much better to use any extra money to clear
debt in order to get straight with your finances and avoid paying extra due to
interest charges. As soon as debt is cleared, the monthly amount you usually
pay in minimum debt payments can then be a bonus for your savings pot.
If any de
4 Tips for Increasing Your Personal Savings
Working from home can be an amazing thing. You’ll get to avoid those early morning chats by the coffee machine, being pestered by your boss, and you’ll be able to avoid that stressful commute every morning and evening. If you do decide to work from home, you’ll need a place to work which is separate from the rest of your home, and allows you to work without being distracted by anything. This is why many people have opted to build their own office in the garden, and here’s how you can too… Planning permission If you want to build an office with a bigger area than 15m2, you will need to consult your local authority for some planning permission. You will most likely need to follow some simple regulations such as the location and fire safety when you come to build the structure so make sure to check with the relevant people. Choosing the right size Once you’ve gained the accepta Building Your Garden Office From The Ground Up
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