If you are in the process of investing in your first property, you are also in the process of buying your first mortgage. For most buyers, a mortgage is essential because there is no other way to get the money together. Although that makes them a gift from God, it also makes them very dangerous. One missed payment could spiral out of control, and you could be a lot of trouble before you even realize. To make sure this doesn’t happen, you need to avoid the pitfalls and concentrate on the positives.
Never Buy More Than You Can Afford
It may sound obvious, but buying more than you can afford is a risk. New homeowners get roped into the decision because they get greedy. The bad thing about greed is that it doesn’t care about your financial situation, and it will come back to haunt you. Forget about trying to purchase your dream house straight away by going for more finance. Instead, f
Mortgages – What Do First Time Buyers Need To Know
Working from home can be an amazing thing. You’ll get to avoid those early morning chats by the coffee machine, being pestered by your boss, and you’ll be able to avoid that stressful commute every morning and evening. If you do decide to work from home, you’ll need a place to work which is separate from the rest of your home, and allows you to work without being distracted by anything. This is why many people have opted to build their own office in the garden, and here’s how you can too… Planning permission If you want to build an office with a bigger area than 15m2, you will need to consult your local authority for some planning permission. You will most likely need to follow some simple regulations such as the location and fire safety when you come to build the structure so make sure to check with the relevant people. Choosing the right size Once you’ve gained the accepta Building Your Garden Office From The Ground Up
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