There are many different reasons to give up smoking, from your health to your finances, but if you are addicted to this habit, giving up may not be so easy. Money is a great incentive to quit smoking for good, and if you have made the decision to stop the habit, there are plenty of ways to do it.
Set a goal
This applies to the date you are going to quit, and what you want to save up to buy. By giving yourself a definite date you are preparing mentally for the first day you will not smoke. This preparation can help rather than deciding on a whim to give up there and then. When it comes to what you want to purchase with the money you save, it can help to have visual reminders in your home, at work and in your wallet or purse, so that any time you feel like reaching for that cigarette, you will be reminded why you are going to refrain.
Get ready for a shock
As with any habit,
How to give up smoking and save money
With a lot of people working hard to pay their bills, and often having no money left over for personal rewards, let alone substantial savings, putting extra money into savings can be a tough task to fulfil. However, it’s important to remember that even the tiniest amount — even if it’s $5 a month — will all eventually add up, and be better than nothing. Here are 4 tips to get you started on a better savings path. Get Out of Any Debt First There is no point planning to put money into your savings if you have a backlog of debt, no matter how small. Although any form of savings is a positive, it’s much better to use any extra money to clear debt in order to get straight with your finances and avoid paying extra due to interest charges. As soon as debt is cleared, the monthly amount you usually pay in minimum debt payments can then be a bonus for your savings pot. If any de 4 Tips for Increasing Your Personal Savings
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